| Success story of the Entrepreneur - Case Study-3 |
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Page 4 of 55 Case Study-4About the Entrepreneur  Name: Chouri DeiLocation: Ushapatana, Narendrapur, Nayagaraha, Orissa Past activity: House wife Present activity: Entrepreneur Name of the business unit: Grocery shop Previous Income: Nil Present Income: Rs. 1,500.00 per month Chauri Dei is 43 years old. She is the wife of Krushna Das. She is staying with her husband and children. She is belongs to Ushapatana, Narendrapur district of Nayagarh. They are both literate and both completed their 5th level of education. Presently they own a small provision store in the village of Ushapatana. All of Chouri, s children are currently in school.The financial condition of Chouris's family was very poor before she joined her Self-Help Group (SHG). During the rainy season, the family was completely dependent on their income from selling food grains. They had no stable source of income. The family had no savings and inadequate food and clothes. Whatever they earned in a day would be spent immediately for basic survival.Chouri’s found herself completely excluded from society. She never had exposure to a bank and was cut off from her village. There was little to Chouri's life beyond the four walls of her own home. With the intervention BISWA Chouri and her husband first heard about the Self-Help Groups and Micro finance loan. Chouri joined a SHG who used to save 50 per month. Chouri’s took a loan of Rs.1, 0000.00 rupees to start a small provision store. BISWA provided her training about small business. She started her grocery shop. She has never had any difficulty repaying her loans and has even paid ahead on many occasions. On average, gross sales from the shop each day range from 500-700 rupees resulting in a monthly net profit of between 1500-1700 rupees. Chouri enjoys working at her shop but ads, "This is not mine, and it is the group's shop." It is said that the "fruits of hard labour are sweet." This saying suits Chouri as her efforts are finally being rewarded. Today Chouri has her own self-identity both socially and in her own family. She considers the other group members to be friends and they all look upon her favorably. Her family enjoys decent living standards. Chouri and her husband are now able to keep their children clean with three pairs of clothes each rather than only the one pair each had before. Chouri and her husband have taken out life insurance policies through BISWA Micro insurance. Chouri has dreams of building a brick house for the family. In the near future she plans to take a loan to level her land for better farming. She also wants to expand her shop and stock it with a wider selection. Clearly confidence and hard work have profoundly impacted her family's situation for the better. |
| Last Updated on Thursday, 20 November 2008 09:46 |
